Received FAMLI in CO back in 2024. Back then it was new, the state said it was NOT taxable but they didn’t know if federal taxes would be owed. In 2025 I believe they implemented withholding of 10% but they still haven’t ruled on how this all works. Anyways now i get a letter from the irs saying i owe $3k because of not reporting nor withholding for FAMLi. (I never received a 1099, and I was dealing with mental health stuff so I believed that because there was no tax documents on the Colorado government website that I didn’t have to do anything). The earned income and the additional child tax credit were also overstated I’m guessing because of this. Can anyone point me in the right direction?

Hey y'all,
Just got converted from temp to permanent at my company in Texas (no state tax). I'm filling out my new Form W-4 and plan to file as Married Filing Separately (MFS).
I want to enter $2,000 on Step 3 for my daughter to keep a little extra cash in my bi-weekly check for her daily expenses. Will this leave me owing money to the IRS at tax time, or will normal withholdings cover it?

Thank you guys very much

Hey so i currently work a full time 40hr/week job earning $19.53, I am about to start my part time job which will be about 20 hr/week at $18.

i am filling out a w4 for my part time gig, and it says to check the box if i work more than one job.
i am so confused on what to do. Will it make a huge difference if i do not withhold more on my full time w4? is it really necessary i make the adjustments to both? i was planning to put the PT job under 2% rate and leave it at that or does that sound like a bad idea? i tried using the calculator to figure out the math but do not have a paystub at the moment.

any suggestions would help.

Okay, lay it on me. Give me all of the details. Now that 10/15 is finally over, I’m ready to sit my happy ass with some popcorn reading these stories!

When Certifying on unemployment it asks to post wages earned the week of. If I'm doing Uber eats do you put your gross wages or your net wages. I'm thinking I would put in what I earned than subtract expenses being miles driven. Tyia

Bit of a multi-factor question.... We live in CA and Partner A has 300k in student loans earning $X annually. Partner B has 0 in student loans and earns $3X annually.

We need to file separately because filing jointly significantly increases our income based student loan payment going towards public service loan forgiveness.

Question is: If we file separately in a community property state does form 8958 always need to be split 50/50 so each spouse is allocated half the earnings; or can we allocate each partners earned income based on their W2 earnings?

We can certify income for the student loans using alternative documentation like 8958, paystubs, W2 but using paystubs always uses the earners gross instead of taking pre tax deductions into account.

Our accountant always splits 50/50 but I'm wondering if we can allocate 8958 based on each partners individual income to certify with that and keep our payments down.

I took on a client who's past returns were a mess. He is genuinely trying to get things straightened out and not grumbling about paying the IRS 10k+ for the past few years in the process.

We have everything straightened out except for 2023. The client received a 1099 that reported about $10k in FIT withholding. The previous preparer executed a nominee distribution of the income to an S-Corp, picked up the income on the 1120-S, reported the related K-1 on Sch E of his 1040, and reported the $10k FIT withholding reported on the 1099 on the 1040.

On examination the IRS disallowed the $10k in FIT reported on the 1099. The client went through the appeals process himself, eventually filing a small tax case petition which was dismissed on procedural grounds due to missing the deadline to file the appeal.

If he had come to me when he received the first IRS notice, this is an easy fix, but it has progressed beyond the point where I know how, or even if it is possible to address. I am tempted to refer him to a tax attorney, but I don't want him to get gouged if the FIT is not recoverable. Does anyone have any ideas/advice?

I’m filing my 2024 tax return, but I already made an extension payment for my 2025 taxes which have not been filed yet. Should the 2025 extension payment be entered anywhere on the 2024 return, or is it handled separately as a payment toward 2025 only?

I want to make sure the IRS doesn’t mistakenly apply it to 2024 or issue a refund because they see the payment and return for different tax years. The payment was intended for 2025.

Is there anything I should check or do to ensure it’s credited to the correct year?

If someone were to recive a refund from the us treasury after paying missed taxes from an amendment is that concerning? should it voided and sent back according to the instructions on the irs website?

There was a small remainder left to contribute to my SEP IRA, but I forgot to do it yesterday, October 15th. The Small Business department at my brokerage said go ahead and make the contribution because they report to the IRS the year the contribution is made, not the tax year, so it will show up as 2026 anyway, and it is up to me on my taxes to tell the IRA that that amount is designated for 2025 tax year. Is this right? I already filed my taxes last week and paid state and federal in full.

I need to close my LLC that I never did business with in PA, but I'm confused about the steps to take. Some sources say I need to Dissolve it, others say I need to Terminate it. Which one do I need, or do I need both?

Hello. I’m panicking a bit. And I know this is the internet so I’m all ready to scroll on past trolls who judge me for being here.

I am incredibly behind in taxes. City income and state sales tax (as a very part time small business). I had filed 2017-2021 income city tax but had a balance I tried to pay for, but couldn’t keep up. That was referred to the state Treasurer collections unit. I thought my accountant filed 2022-2024 city taxes but didn’t, so that’s where the garnishment came from (I do some contract side part time work).

I got a wage garnishment notice this week for delinquent city tax filings and payment, and promptly borrowed, hustled for the money to pay for it.

But I’m worried what’s to come. A portion of my income tax balance between 2017-2021 got sent to the state treasury collections department.

I’m estimating about $8k owed in back taxes.

I’m a single mom (since 2017). I have three girls, 22 (in college), 19 (in trade school), and 14 (freshman). Not that I need to explain or defend myself, but I have struggled with mental health issues (PTSD, anxiety, depression with suicide ideation, panic disorder, ADHD), since my dad passed and grandpa passed close together in 2018. Then worked at a health department during the pandemic, which really took a toll. Found a new job, got laid off last year. I took a job paying less, and have been working 2-3-4 jobs to make ends meet. I have a budget, I stick to it, for the most part, unless my older kids have emergencies.

I know others have it harder, but I’ve hustled and sacrificed to make ends meet for my family (divorced, no child support), and sacrificed a little too out of my capacities so am now trying to clean up the mess. Am I screwed? My body is shot from the PTSD symptoms and panic … I’ve lost 6 pounds this week. Again, I KNOW I effed up and am willing to put the work in to make it right, but worried it’s going to be impossible.

I formed an LLC and am the sole member. No other elections so it is a disregarded entity. The LLC has an EIN. For W9 purposes I do not want to have my SSN on there. I understand the wording says it can either be the owner's SSN or EIN, my question is: How can I get a "personal" EIN? I'm having trouble understanding the IRS guidelines and the online application website. Any help is appreciated.

Filed Chap 7 2 years ago, did not reaffirm the auto loan. Been payign, but so underwater with it and now it needs some repairs and maintenance, it seems to be stupid to put money in it.

I have read for a voluntary give back you could be taxes on the value of the loan vs what they sell the car for, but if you had a discharged Chap 7, there is not tax liability.

I wanted to make sure that is correct.

Hi everyone
I owe Virginia a little over $2,000 for the 2025 tax year. I had set up my payment plan and made my first payment back in July 2026. Unfortunately I had to file chapter 7 in August 2026, which stopped all payments. I had my 341 in sept, no creditors showed. Now I’m patiently waiting for my discharge letter which should be coming sometime mid November.

So anyways I was trying to make a payment today for the taxes but obviously I’m locked out of my account for the bankruptcy so I called them and they are claiming that they do not accept any payments during an active bankruptcy. Has anyone else had this issue ? Interest is still accruing of course. Also what’s confusing is that I also owe Maryland taxes as well, and they’ve been taking payments this entire time with no problem. Is there a different law that Virginia follows or something?

My husband had ALS and received a very expensive eye-gaze tablet in May 2026, covered by Medicare and his supplemental insurance. He died in August and never used it, so I want to donate it. The organization I intend to donate to said that I, as the "family" making the donation, do not need to wait the full one year normally required for the "individual" who owned the equipment, in order to qualify for a tax deduction on the donation. The organization said this same scenario came up with another donor and that was how this donor received a deduction before a year had passed. (I will have the tablet appraised so that I can get a proper Form 8283.)

However, my accountant said the IRS requires a full year from the date of the receipt of the equipment to qualify for the deduction, even if a family member rather than the individual who used it is donating. Maybe it's the fact that the individual (the owner/user of the DME) is deceased in this instance that makes the difference? – I don't know.

All I know is that I would love to get this equipment in the hands of the unlucky person who really needs it, and I don't want to see it sitting in my house for another 7 months. But if that's how long it takes to qualify for a deduction, so be it, because I could really use the financial benefit.

I have tried to find this info on the IRS site, but no luck. Can anyone tell me which is correct? I don't want to irritate my accountant because I've asked him twice already and he has been an enormous help to me for more than 30 years, so if there is actual wording from the IRS on this, I would appreciate it.

I'm currently 19 with residence in CA but going to Uni in NJ, and I'm just now filing my taxes for 2025 (Freshman year). In 2025, I earned about 2k working part time before I quit in March, and the rest of my taxable income is from financial aid from my school, and in the 1098-T, Box 5 is ~$54k and Box 1 is ~$33k, so I assume the taxable portion is about $21k.

After filling everything out, the federal tax is about $700, which seemed reasonable, but the CA tax is ~$200 + ~$550 for "Alternative Minimum Tax"? I did a little bit of research and it seems its for high-income people who have a lot of deductions. Does this apply to my situation?

Also I am listed as a dependent under my parent's taxes if that makes a difference.

That's my question. I can't access my account online. Customer service tells me it is flagged for suspicious activity, but that could be from just entering the wrong password too many times they say, although I am not sure I did that. The only thing I can do, they say, is to go to a bank teller with and ID, but I can't because I don't live in the states right now.

I am afraid the problem could be something else. Kind of following bad advice from my employer back then I opened an account using a visa with my other citizenship. Later they asked me to fill the W8-ben form, where I certify I am not a US person. I told them I am in fact a US person and then they sent me the W9 form. But because of fear and procrastination I never sent it for years. Now my account is blocked online and I am afraid it could be the reason. I do have tax withholding on that account (about 10k, withholding is a few cents every month), but maybe as a foreigner and not a us person, so I don't know if it could be the problem.

I did not get any letter from them about that except yet another letter asking me to fill the W9 form.

Do you know if this can happen in general?

Filed extended taxes yesterday--or SafeSend filed them--IRS website still says the return is processing, I'm unable to see a new balance to I can add 2025's taxes to my current payment plan. Called for help and was dropped from the call after being hold for an hour and half. Anyone else in the same boat?

About a decade ago my mother-in-law had an irrevocable grantor trust created as a part of estate/Medicaid planning. My wife is the trustee and beneficiary. The primary assets placed in this trust are two rental properties. Aside from those rental properties, her only income is social security. She's retired and lives with us.

There is also a second trust for a sum of money that she came into several years ago. The estate planning lawyer said another trust should be created for that money rather than just adding it to the existing trust. It's also an irrevocable grantor trust. This trust does not own any property, but does have investment gains/losses.

We have an accountant we use each year for her taxes. I keep a spreadsheet of the income and expenses related to the properties, which I give to him every year, along with the 1099s from Vanguard for the both trusts. He then takes that and just files one state and one federal return for my MIL with all that information as part of it. This is the way it's been for years without issue.

This year when he sent me the completed returns, I see that he has filed six returns - a state and a federal each for my MIL, the one trust, and the second trust. Of course this tripled our fee.

I questioned why he switched to filing separate returns for each trust, when every prior year the trust's information has just been lumped onto my MIL's return. He said we never told him about the trusts until this year, and he thought my MIL owned the properties. This is false; I have dozens of emails explaining the trusts and giving him their paperwork and TINs, but whatever. Anyway he says that while the previous way of doing it isn't really "wrong" in a big sense and shouldn't cause any problems, the way he's doing it now is the proper way that needs to be done going forward.

Frankly I'm not sure I trust his judgement. I was rather blown away when he said this was the first time I told him about the existence of the trusts. We're also slightly paranoid about doing everything the proper way because the estate planning lawyer heavily emphasized that any seemingly minor mistake has the potential to totally negate any asset protection afford by the trust should my MIL one day need Medicaid.

Can anyone tell me what to do? I am filing tonight and just got rejected for not having my IP PIN. didn't know I had one, but no big - I'll just go to IRS.gov and request one. Except -

The Identity Protection PIN service is unavailable at this time

Identity Protection PIN (IP PIN) information cannot be updated. Please try again later.

Someone please tell me what to do so I can file tonight and not miss the deadline.

I'm the sole shareholder and employee of an S-corporation. I handle my own payroll using Excel, file quarterly Forms 941, and make federal payroll tax payments through EFTPS.

I recently discovered that I may have incorrectly reported federal income tax withholding on my 2025 W-2 and Forms 941.

Here's exactly what happened in 2025:

• Annual gross W-2 wages: $60,000
• Monthly gross salary: $5,000
• Monthly federal income tax actually deducted from salary: $1,000
• Monthly Social Security withheld: $310
• Monthly Medicare withheld: $72.50
• Monthly net salary transferred to my personal account: $3,617.50
• Total annual federal income tax actually deducted from salary: $12,000
• Federal income tax withholding reported on my W-2: $37,560
• Additional federal income tax reported as withholding but not deducted from salary: $25,560

Where I made the mistake:

I intentionally paid additional federal income taxes through my S-corporation's EFTPS payroll tax account to cover my personal income tax liability on S-corporation profits.

I included those additional payments as federal income tax withholding on my quarterly Forms 941 and annual W-2.

However, I never reduced my salary payments by the additional withholding amounts. My regular net salary remained $3,617.50 per month.

At the time, I believed that because the additional taxes were paid to the IRS through EFTPS and reported on my payroll filings, they could be claimed as federal withholding on my W-2.

I now understand that this may not have been the correct treatment.

What I've verified:

• My four Forms 941 report a combined $37,560.50 in federal income tax withholding, essentially matching my W-2 Box 2 amount of $37,560.
• My Forms 941 report $46,740.50 in total annual payroll tax liability, including employer and employee Social Security and Medicare taxes.
• I've located bank statements and EFTPS payment records showing payments totaling $46,740.50 that match the reported quarterly liabilities.
• The payments were real, but I recognize that making them doesn't necessarily mean the additional $25,560 qualifies as employee wage withholding.

My current IRS situation:

The IRS issued a CP05A notice holding my 2025 personal income tax refund and requesting documentation supporting my wages and federal withholding.

The response deadline is November 26, 2026.

I don't have traditional payroll service paystubs because I handled payroll myself and transferred my net salary directly from my business bank account.

My questions:

1. Can the additional $25,560 potentially be treated as employer-paid federal income tax or additional compensation to an S-corporation shareholder-employee? Would this require a wage gross-up?
2. Would correcting this typically require Forms W-2c and 941-X? Are there restrictions on correcting prior-year federal withholding?
3. If the additional payments should have been personal estimated income tax payments rather than payroll withholding, is there a process for correcting or transferring the payments?
4. Given the pending CP05A notice, what is the appropriate way to explain the discrepancy and respond without making inaccurate claims about withholding?
5. Is there anything specific in IRS guidance or tax law I should review before consulting an enrolled agent or CPA?

I want to correct this properly and ensure the IRS receives accurate information. This was an unintentional misunderstanding of how additional federal withholding should be handled for an S-corporation owner.

I'm not looking to avoid taxes or claim withholding that I'm not entitled to. The payments were made, and I'm trying to determine their correct treatment.

Any insight from tax professionals who have encountered a similar situation would be greatly appreciated.