For those who have been investing for a while, I’m curious how you think the tech sector will look over the next 10–20 years compared to the broader market. I’ve been looking into different ETFs and find VGT interesting, especially given how much technology has grown over the past few years. At the same time, I wonder whether that level of growth is sustainable long term.
What other ETFs do you find interesting for long term investing, particularly ones focused on growth or sectors you think have potential over the next couple of decades? I’d be interested to hear what people are watching and why.

I'm reading that Fractyl Health ($GUTS) had some good news today. It makes no sense to me why the stock would crash when they just now released great information. Is this due to some investors concerned about the upcoming dilution that could happen?

Currently have a indv. brokerage account and IRA account for rollovers (Trad. & Roth) through u/Fidelity. I am thinking of starting a second brokerage account with another brokerage firm(Ex: TD / Schwab, etc) for similar use. Thought being, don't want everything to be at one brokerage. Thoughts on this approach? Go.

This situation reminds me of shipping companies. Many shippers are just lessors, they lease ships from another company that bought the ships with huge debts, but these purchases were only made with negotiated customer on fixed lease term 5 to10 years contract. This is similar business model like neoclouds.

Once the contract is up, the spot shipping rate is usually crap and does not generate enough to pay the residual debt used to fund the initial build, while the 5 yearly surveying cost increases. A lot of these shipping companies are huge shareholder value destroyers, so naturally most had shifted to Asia for the lowest cost base.

The past few days are obvious forced liquidations due to players with highly concentrated and levered positions in AI and tech. The market including much of tech and AI stocks will recover, but don't count on the same with neoclouds because their business model is flawed. Decades of the same business model employed by shipping companies has proven this beyond any reasonable doubt.

You might say it's different because ships are much easier to build than GPUs. Don't count on the hidden risk in plain sight. NVDA is not going to have a forever monopoly. There are Google's TPU etc and we have not seen yet new powerful GPUs from China. This is exactly how things panned out for shippers. Every new generation of ships are much more cost effective than the previous, so older ships that have contracts ended would fail to attract the best contract rates and contract length.

AI will survive, and gets even bigger than ever. Businesses with flawed business models will go through cycles of ups and downs but mostly downs, and destroying shareholder value in that process. They will still be there, like the yesteryear's shipping companies that are no longer the talk of the town, doing important work that the world requires, leaving a graveyard of yesteryear's investors.

Down 15% on this ticker myself, it just kept dipping. Now it has the issue of a potential market pullback to deal with. Avg is $204. I know I’ll be roasted for investing in rate sensitive sectors with a hawkish fed but the value looked good and I believe in green energy playing a prominent role in an increasing energy hungry world. Anyone have a position in it? Think democrat election victories are a potential catalyst?

My understanding is that VBIL spread is very narrow but there can be so I'm wondering how to prevent loss when selling shares of this treasuries ETF. Does it have to be a limit order like what specific price am I looking to lock in at limit? Thank you.

So I had enough to use the free $1000 margin before and it seemed to be working fine using SGOV like recommended here. But now I placed another $1000 to use for something else but it seems like they just automatically shifted it to "cover" the $1000 margin? So how do I both keep the $1000 of free margin as SGOV while also depositing more cash to buy other stuff? I also can't withdraw that $1000 out either.

Anthropic secured highest junk credit rating in June

Good news for Anthropic's borrowing ability

although KBRA (non-Big-Three) is generous here, if it was S&P, Moody's, or Fitch , the rating would likely be B+ to ccc.

still this is one of the only good news happened to anthropic lately.

i wonder if this helps coreweave

September CPI: up 3.7% from a year ago, core up 2.6%. Gasoline is up 34% year over year, and its 9.1% jump in September alone was more than half of the month's entire increase.

The Fed raised rates in September for the first time in three years. Next decision: October 28.

Does it hike again into a gas spike, or look through it?

Hi - stock market is volatile and it's down .

Mist of my investments are in blue chip stocks but I do have some positions in sofi, iren, etc.

Since the whole market is down, I lost all of my gains.

Worried how much more it will fall and how long it will take to recover.

I've not booked these losses and I'm trying to not look at my portfolio.

Considering upcoming interest rate decision and midterm elections, are we already in recession or it will start in 2027?

I'm a young person and here the general advice is to have a 12 months emergency fund and the rest mainly in stocks.

Since I'm young still, I may need to buy a house and renovate it, a car or other big expenses that are not "emergencies" so it's not recommended to take from the emergency fund. In case of a recession, where would I take money from?

I know my portfolio sucks and I'm losing a lot of opportunities but my NW is $140k and only $30k is in stocks (ETFs) albeit I plan to reach at least 40k in the upcoming future. The rest is in money market ETFs and medium term bonds. The things is that I'm very uncertain about my future and what I want to do. Thank you.

I cannot take this anymore. It's so bad I cannot.. it was so good last week and then down so bad.. I'm crying literally.

My whole portfolio was AI stocks MU, NBIS, SNDK, LUNR, NVDA, AMD..

ASTS, SMRand MSTR are biggest losses for me right now..will I ever recover from them?

I don't need any of the money now.. I'm 33 but I'm very very scared

Hey all! I'd appreciate any insight or advice on the stock I own for a company that is being acquired. Company is being purchased by PE so it will be going private, they announced the cash price per share.

Currently trading about 2% below that purchase price.

Does it make sense to just carry it to the end and collect the purchase price or is there any advantage to unloading it before?

Can't imagine there's any reason someone would buy it at or above that purchase price but wasn't sure if there is something else I'm missing.

Thanks!

While public attention remains fixed on hyperscaler software margins, a structural vulnerability is emerging in the private credit backing specialized data center buildouts.

Consider the specialized cloud provider model (e.g., CoreWeave):

• Asset Base: Massive purchases of high-cost enterprise GPUs, financed largely via debt obligations (accumulating roughly $50B in liabilities across the sector).
• Revenue Stream: Long-term compute leases to tier-1 enterprise customers.
• The Disconnect: Even with strong contract backlogs, refinancing variable and maturing debt in a 5%+ benchmark rate environment creates an acute spread compression.

Following hotter inflation prints this week, credit markets pushed yields on this debt toward distressed levels, widening default risk spreads significantly. When an anchor infrastructure borrower faces sudden credit repricing, the liquidation pressure spreads to suppliers (foundries, packaging, chipmakers) and broad passive index exposure.

Gartner previously projected that up to 80% of independent AI compute providers may struggle to survive independently by 2030 due to capital intensity and hardware depreciation schedules.

Are you viewing this week's pullback as an overreaction to routine credit noise, or an early indicator that capex expansion must decelerate to match sustainable debt yields?

Investment thesis for trading week 10/19 - 10/23

Well, earnings season started with a bang!

Banks reported disappointing earnings and despite a nice setup from a chart perspective the market reaction caused some damage now.

Tech giants are yet to report but the NDX 100 weekly chart now looks more like distribution is happening.

From a pure chart perspective there is no clear signal albeit there is a risk now that we will roll over.

Fear and Greed index, put/call ratio and market breadth could support a bounce however.

The drop in yields might support equities from a macro perspective going forward.

What does this mean for the portfolios now?

Short term portfolios are now only invested in the S&P 500 (80%), TLT (bonds 30%) and KWEB (15%). That adds up to 125% meaning leverage is 1.25.

That feels like an appropriate allocation in the current environment where market risks are rising but the overall tailwinds still exist. Short term portfolio is up 22.6% YTD.

Long term portfolios deleveraged more this week and they are now at the ideal 60% allocation for the S&P 500 and 30% Cash/Bonds. Rest is crypto and KWEB.

The more defensive stance comes from an elevated long term market risk. Since I am up 11% YTD capital protection is key.

Given the current chart picture no trades are planned for next week!

Stay safe and have a great weekend!