r/citibank • u/throwawyaccount912 • 4h ago
Major issues receiving physical card
I’m at my wit’s end with Citi and wondering if anyone else has experienced this and actually found a resolution.
I’ve now gone through three attempts to get my physical credit card delivered, and it STILL hasn’t arrived.
Here’s the situation:
Citi has verified that my mailing address is 100% correct.
I’ve already requested replacement cards twice, neither of which arrived. Every time I contact support, they tell me to close the existing card, issue another replacement, and wait another 4–7 business days.
I’ve asked for expedited shipping and tracking information, but nobody can guarantee either.
I’ve escalated to a chat supervisor, who just repeats the exact same scripted response.
Their phone system is incredibly frustrating because I don’t have the physical card to enter the requested information. I’m currently facing a 45-minute phone wait with no callback option.
Meanwhile, I’m severely limited in using my account because I don’t have the physical card, and Apple Pay gets declined for most of my attempted purchases
.
My biggest frustration is that nobody can tell me what actually happened to the previous cards. Were they shipped? Lost? Returned? Delivered somewhere else? Nobody seems to know.
I’m not willing to keep requesting replacements indefinitely and waiting another week each time.
Has anyone successfully resolved this issue with Citi?
At this point, it’s getting fucking ridiculous that getting a physical credit card has become this difficult. This entire process has been going on for roughly 2 months now. I only have a four month window for the sign on bonus offer.