r/borrow • • 4d ago

ATTENTION LENDERS: Bot Outage Procedures

22 Upvotes

For All Lenders

While the bot is down, please follow these temporary procedures:

Continue recording all loans as normal. You will not receive bot confirmation after entering the command.

Require the borrower to confirm the loan on their post. This helps protect you and provides a record of the loan.

Record all payments by replying to the original loan command. For now, this is the easiest way to determine whether a loan is still outstanding or has been repaid.

Rule 15 still applies. You are responsible for performing proper due diligence before lending.

Check the borrower’s history carefully. Look for outstanding or past-due loans and review previous loan/payment comments.

If you cannot verify repayment with the previous lender or do not see a paid comment under the previous loan, consider not lending. If a previous lender later provides evidence of nonpayment, you may be found in violation of Rule 15.

Once the bot is back online, we will determine how to handle loans that were not recorded by the bot and provide further instructions.

Please use extra caution and diligence while the bot is unavailable.

Thank you.


r/borrow • • Jun 23 '26

Borrowers Before You Trust That DM… Read This!!

89 Upvotes
  1. Lenders must follow our requirements too. If someone messages you from a brand-new account or an account that does not meet our requirements: → Report as spam → Block → Ignore. No exceptions. No “but they seemed nice.” That’s how scams work.

  2. Legitimate lenders do not need burner accounts. If someone contacts you from a throwaway account with a suspiciously convenient excuse: → Report as spam → Block → Ignore.

  3. Anyone using a burner account to contact borrowers is a scammer. We promise, you are not missing out on some secret VIP lender opportunity. → Report as spam → Block → Ignore.

  4. If someone threatens to “report you to the lender message boards” (or whatever imaginary villain headquarters they’re pretending exists), feel free to tell them to eat shit. Then: → Report as spam → Block → Ignore.

Protect yourself. Read our Rules, FAQs, and Safety Guidelines so you know exactly what to look out for.

Stay smart, stay safe, and stop giving sketchy accounts the benefit of the doubt.

Thank you!


r/borrow • • 3h ago

[REQ] (30$) - (#Ventura, California, USA), (repay 40$ on 10/26), (PayPal, Cash App, Apple Pay)

3 Upvotes

I need a loan of 30$ to make it to the valley to see my kids. Reddit is my last option any help will be much appreciated. I can pay back on the morning of 10/26 when my va payment comes through. Thank you for your time


r/borrow • • 5m ago

[REQ] (150$) - (#Baton Rouge, Louisiana, USA), (repay $200 on 10/28), (Cash App, Paypal, Zelle)

• Upvotes

Need a little breathing room until I get paid on 10/28, looking for a loan of $150, will pay back $200 on 10/28.


r/borrow • • 28m ago

[REQ] ($80) (Pay back 100 on 10/23) (#Nassau County, Long Island, NY) (10/17/2026), (Venmo)(Zelle)(Apple Pay)

• Upvotes

Tried this yesterday and it’s been 24 hours so I am going to try again having thoroughly read the rules as a borrower of this sub. Luckily I was able to find a way to make a payment towards my aunts car so it doesn’t get repossessed. However, now I am dangerously skint for the rest of the week. Significantly lowered my request to try and build up some credibility as a borrower on this sub. Can provide any type of information requested from a potential lender.


r/borrow • • 4h ago

[REQ] $50 (#Bozeman, MT, USA) Repay 65$ 10/22 (CashApp/Paypal)

2 Upvotes

Had an issue with a paycheck being 50 dollars short, will repay on my next one next week. Thank you


r/borrow • • 1h ago

[Req] ($250) - (#Leavenworth, KS, USA) Repay $300 10/30/26 - PayPal, Venmo

• Upvotes

Need to get my ring out of pawn if possible and pay car insurance by the 23rd. Finally got 2nd source of income secured for the household but first payday would not be until the last week of the month, which aligns with my normal payday.


r/borrow • • 5h ago

[REQ] - (£80) (#Norwich, England, UK) (Repay £90 on 23 October 2026) (Paypal/Bank Transfer)

2 Upvotes

Just to get me through to pay day, please, and thank you!


r/borrow • • 6h ago

[REQ] ($20) - (#CALIFRONIA,CA,USA) (repay $20 10/22/26) (cashapp)

2 Upvotes

Hi due to paying rent I don't have money for gas to get to work this week and I really need the money, I can pay it back on Thursday 10/22/26 I'm good for it I just really need to get to work. Please and thank you 🙏.


r/borrow • • 6h ago

[REQ] (350€) - (#Cenon, Bordeaux, France) (11/5/2026 and 12/5/2026), (Revolut)

2 Upvotes

350€ - France - Payback 500€ in 2x (250x2) - on 11/5 & 12/5 - Revolut or PayPal - Bills and food for the end of the month

Hello,

Got an unexpected bill to pay, and need some food too for me and my GF, my salary is not that big, and i need to cover almost everything in the house, this is why i will not be able to payback all next month, hope the lenders will unserstand and will accept to help me.

Im new here but i can send some stuff if needed.

Thanks.


r/borrow • • 10h ago

[REQ] ($75) - (#St Petersburg, FL, USA), (11/01/26), (PayPal/Cashapp/Check)

3 Upvotes

EDIT: WILL REPAY $85

Hi there! I'm in need of a bus ticket within the next week and I don't get paid until the 1st of November.

Thank you for considering! <3


r/borrow • • 13h ago

[REQ] ($60)-(#Lake Worth, Fl, USA) (Repay $80 10/20/2026) (cash app, Venmo)

3 Upvotes

Hey y’all, I’ve never had much success here but figured ide give it a shot. Pretty much as the title says, will re pay this upcoming Tuesday.


r/borrow • • 12h ago

[REQ] ($50 USD) (#Colorado Springs, Colorado, USA) (Repay $60 10/30/26 (PayPal) (Prearranged)

2 Upvotes

Expenses


r/borrow • • 12h ago

[REQ] ($640) - (#Silver springs, NV, United States), (10/23 & 11/13), (PayPal/Pre-Arranged)

2 Upvotes

Prearranged with u/Rainmk5

1 payment for $320 on 10/23

1 payment for $320 on 11/13


r/borrow • • 16h ago

[REQ] (200) - (#Tulsa,OK,USA) (250 Repayment on 10/31/26) (PayPal)

3 Upvotes

250 PayPal on 10/31


r/borrow • • 15h ago

[REQ]-$250(#Buffalo,New York,US)

2 Upvotes

Hello looking to borrow some money for my medications and will pay back 300 the first friday of November as I have one other borrow out now. I can provide bank deposits for proof of income and cash app would be preferred


r/borrow • • 15h ago

[REQ] $39 (#Lansing, MI, USA) repaying $47 on October 22nd

2 Upvotes

This offer has been prearranged with user NoPersimmon7434 and is to be completed via Paypal


r/borrow • • 20h ago

[REQ] (150) - (#Los Angeles, CA, USA), (Repay 200 on 10/30/2026), (Zelle)

3 Upvotes

Just poorly close together bill timing


r/borrow • • 18h ago

[REQ] ($800) - (#Eugene, OR, USA), (10/19/2026), (PayPal) (Prearranged)

3 Upvotes

prearranged borrow with u/BCboneless to repay the following 8 mondays, 19 oct, 26 oct, 2 nov, 9 nov, 16 nov, 23 nov, 30 nov, 7 dec.


r/borrow • • 16h ago

[REQ] ($30) - (#Chicago, IL, USA), (Repay on 10/22/2026), (Cashapp)

2 Upvotes

Willing to discuss terms if necessary.
Can pay back 40.


r/borrow • • 17h ago

[REQ] ($250) - (#Boyers, PA, USA) (Repay $140 Friday 10/23/2026 and $145 Friday 10/30/2026) (PayPal)

2 Upvotes

Originally needed internet back on but now in desperate need of groceries and necessities for my family of 5. We are insanely broke at the moment with no way of getting through the weekend & week. I appreciate any help thank you


r/borrow • • 19h ago

[REQ] (£70) - (#Cardiff, Wales, UK), (31/10/26), (PayPal)

3 Upvotes

£85 repayment on the 31st. PayPal preferred :)


r/borrow • • 19h ago

[Prearranged],[REQ] ($100)-(#Humble,Tx,Usa),(10/22/2026),(Paypal)

3 Upvotes

Borrow $100 pay back $115 on 10/22/2026


r/borrow • • 21h ago

[REQ] ($125) - (#Chambersburg, Pennsylvania, United States), repay $150 on 10/28 (Venmo)

5 Upvotes

r/borrow • • 20h ago

[REQ] ($150) - (#Knoxville,TN, USA) (10/16/26), (venmo) repay $200 11/30/26

3 Upvotes

Hi, trying this again with higher interest, just need some help until the end of the month, I have a job and can provide proof if needed and we can use pay protection on venmo you can add that fee to the loan for almost no risk.

Thanks so much.