Walked into the Apple store in Paris today to purchase an iPad pro (currently traveling). Card declined 3x using Apple pay. Not unusual when traveling, but never received a verification text...

Call up the support line. Provide all info to them, answer all their questions. "Card is good to go, you can make your purchase now." Hang up. Card declined again. Try again after a few minutes, declined again.

Call back, spend 29 minutes on the phone. They tell me there is now a new restriction on my account that was just added because of "too many declined transactions". Ask them how they can remove it, they say they can't, it's an automated system. Speak to supervisor, he says it's impossible to remove and I can't use my card today. Tells me I will receive a call back later.

Zero history of fraud. Perfect credit score/payment history. $100k+ in personal credit. Purchase is a small amount ($1500). Had my card since 2022, rarely use it except in an Apple store since I have better cards in every category, but I still charge a few transactions to it here and there - currently has a $360 balance for reference.

They confirmed on the phone that your card can be locked for security reasons at any time, and that there is no possible way to unlock it by providing more information/verification, despite having zero history of unusual or fraudulent activity, and that you may simply be unable to use your card for an entire day as a result.

Never had such a strange experience before with a credit card. I wish there was more to this story, but just PSA to be aware. I ended up using a different card in the store and I wish I didn't waste so much time but at a certain point it became about the principal.

I bought a gift card for £150, the gift card has been redeemed but I haven’t got an email/receipt and can’t seem to fund how to get it refunded. They’re quick to take but put a full stop or a long wait on timing to give it back. Anyone know how to help?

So I found out about a method called the Apple way and recently I made a purchase of £150 for a £1500 balance for Apple gift cards. However, the person has asked me again after transferring £250 for protection that I need to upgrade my balance before getting my codes, is this a scam or is it legit?

I've been disputing this fraudulent charge for 18 months at this point. I must have reopened it maybe 10 times.

SSENSE (fuck them, worst customer service / company I've ever dealt with) sent me 2 pairs of shoes that literally came used. After refusing my return, I disputed. Provided pictures as evidence. Apple / GS will not return the funds.

I've filed 2 CFPB complains to no avail. What do I do at this point?

Got the new iPhone and ever since setting it up, I cannot add my Apple Cash. Apple Support engineers say it’s Green Dot, Green Dot is convinced it is Apple. Been an ongoing issue for 3 weeks now. I have 0 access to my Apple Cash which I use since I have Daily Cash from my Apple Card going there. Seriously didn’t expect this level of incompetence from Apple.

I know these posts are common but I’m just so happy it’s finally gone!!

With RC 27.2 (Dev Channel) it seems the Apple Savings acct is yet again behind FaceID, meaning you can’t see the balance until authenticated again. Pretty neat feature for preying eyes while you’re looking at your Apple Card balance.

Did anyone else apply for the card under the new spend $100 get $100 public welcome offer? I clicked the promo link on Apple’s website, applied through Wallet and was approved. I’ve since spent over $100 on the card but it’s been a few days since those charges posted and I’m not seeing the bonus. Didn’t get an email or anything either. If anyone has gotten it, how long did it take? Tried reading the terms of the offer and it doesn’t specify a timeline but makes it sound like it’s fairly immediate. Thanks!

I am applying for Apple Card , it asks me to upload or scan my ID and it fails , do you know what can I do , I tried multiple times its not working

Hi all, I ordered the Duo through Apple Card financing and selected Verizon as the carrier. I don’t have Verizon, and was planning on skipping the activation and setting the phone up with my carrier (spectrum). However, I noticed online that most people say picking T mobile is the best option for doing this. Does anyone know if it’ll still work picking Verizon?

Mind you my my utilization is 2% and I have a few inquiries for car shopping. Apple has always denied me. For the last two years I’ve tried same lies

I want to put my mom’s credit card on my apple pay but its asking me to verify through the bank app, and i cant login through my mom’s number in my phone. Is there any other way?

At the end of each month, I get charged with Apple one family plan which is like 30.10 and the following month on the 5th it’s the Apple care insurance which is about 10.81.

Last statement:
9/29/26 -30.10
10/5/26 - 10.81
Total: 40.91

I just paid something yesterday which is why it’s 60.04.

If I pay only the 30.10 as the pic says, do I get charged interest?

What does the maximum payment of 40.91 mean?

I just opened the apple card directly via the wallet app and was wondering if the current welcome offer will still apply? Thank you!

I just paid off $1245 my credit limit is $12,000 so why does it say my available is $11,964. The interest is only around $9 and hasn’t hit my account yet

Has the on demand transaction option always been there under "Statements" and I've just been missing it for three years, or did they recently add this feature? Not as good as Quicken integration because you still have to download and import but at least I can do it as many times as I want throughout the month and don't have to wait for the statement to publish. Wish they would add to the savings side too.

I'm sharing this because Chase's new authentication prompt raises a concern about requiring an iPhone's device passcode after Face ID succeeds. I'm interested in whether Apple Card users have encountered anything similar.