r/Adulting • • 13h ago

so guys ?

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u/22demerathd 10h ago

I’m 23 right now, working full time, and my free time is just recovering from working. I don’t have a social life, and no time to date, or work on personal projects. I’m struggling to decide whether or not to go part time, I’ve calculated that I can barely scrape by if I reduce my working hours to just three days a week, but then I’m not saving anything.

Everyone around me says I’m doing the right thing, because I’m putting away a good amount into my savings and investments, but I wonder if I’ll regret it later. I wonder if I’ll regret trading my youth for an early retirement…

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u/karl4319 10h ago

You need hobbies and a little bit of a social life just to stay sane. Retiring at 45 a multimillionaire sounds amazing, but if you never developed social skills as an adult or know what you love in life, what's the point? Better to delay that to 50 or 55 and enjoy life a bit more.

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u/proudlyperculiarinc 9h ago

You probably will not.

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u/dalmathus 1h ago

You won't. Your income will increase with age, and you will find yourself in your early 30's feeling just as young but with a buffer to feel comfortable.

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u/uduni 2m ago

I just started my IRA at 37 :(

Partied, played music, worked odd jobs, and had fun through my 20s and early 30s… it felt worth it at the time, but now what do i have to show from that time? Just memories…