r/lunchmoney • • 22d ago

Show & Tell Community Spotlight: Meet JP, Lunch Moneyโ€™s Developer Advocate

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9 Upvotes

In this monthโ€™s Community Spotlight, Jen took the helm to interview our very own JP Shipherd, Lunch Moneyโ€™s Developer Advocate and the one who usually writes this newsletter.

Itโ€™s a great time to put JP in the spotlight. After several years of work, our v2 API is now available to everyone, our new Developer Portal is live, and the rise of AI and community-built projects is opening up new ways for people to use Lunch Money.

Jen sat down with JP to talk about the work behind all of this, what a Developer Advocate actually does, and some of the things our community is already building with Lunch Money!

We're also excited to share Building with Lunch Money, a new newsletter where JP will share community projects, practical ways to use the API, and the new possibilities AI and MCP are opening up.

๐Ÿ‘‰ Read the full interview: https://lunchmoney.app/blog/2026-09-29-community-newsletter


r/lunchmoney • • Jul 09 '26

News & Announcements Introducing Lunch Money for Organizations ๐Ÿข

20 Upvotes

Weโ€™ve been working on something new and weโ€™re excited to share it on Reddit!

Lunch Money for Organizations is a new way for companies, nonprofits, and communities to provide Lunch Money as a financial wellness benefit. Companies purchase discounted licenses in bulk, distribute them through a group billing code, and employees redeem them individually and stay in complete control of their financial data!

Self-serve checkout means no sales calls, one payment, one renewal date, and minimal ongoing management. Most importantly, this isnโ€™t another wellness perk employees forget about after week one. Lunch Money is a tool that thousands of people actually use and find valuable.

If you'd like to learn more about why we built it, how it works, and who it's for you can read the full announcement on our blog: https://lunchmoney.app/blog/lunch-money-for-organizations


r/lunchmoney • • 19h ago

How-To & Questions Question for the community: How do you organize your budget categories?

5 Upvotes

We recently launched our Category Template Library, which includes Lunch Moneyโ€™s starter category sets along with setups shared by our community.

What does your category setup look like? Do you keep things broad, like one category for food, or split groceries, restaurants, and coffee into their own categories?ย 

And how did you arrive at your current category setup? Did you start simple and add more detail, or realize you were tracking too much and scale things back?ย 

Whatโ€™s a category or grouping that works especially well for you?


r/lunchmoney • • 6d ago

Product Updates Release #280

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12 Upvotes

๐Ÿ“ฑ Updates to the Mobile App

Released as iOS v2.6.1 and Android v2.6.1:

  • ๐ŸŽ The Net Worth, Trends, and Stats tabs now match the web app, including reports for "Top expensive purchases", "New merchants", "Highest expenses per month", and "Transaction totals and counts by category" (๐Ÿ”—)
  • ๐ŸŽ Custom metadata added via the API is now visible in the 'Edit Transaction' view (๐Ÿ”—)
  • ๐ŸŽ You can now archive and unarchive categories directly from the 'Edit Category' view, and archived categories are displayed collapsed at the bottom of the Categories tab
  • โญ๏ธ 'This budgeting period' is now available as a period picker option on the Home tab (๐Ÿ”—)
  • ๐Ÿ”ง Fixed the bug where archived categories kept displaying in category pickers (๐Ÿ”—)
  • ๐Ÿ”ง Fixed the bug where Est. Net Worth included balances from deleted accounts (๐Ÿ”—)
  • ๐Ÿ”ง Fixed the bug where trailing spaces prevented category and tag search matches (๐Ÿ”—)
  • ๐Ÿ”ง Fixed the bug where VES, XAG and XAU were missing from currency dropdowns (๐Ÿ”—)
  • ๐Ÿ”ง Fixed the bug where the keypad blocked the Save button in the Budget view (iOS) (๐Ÿ”—)
  • ๐Ÿ”ง Fixed the bug where widgets were invisible on Liquid Glass Home Screens (iOS) (๐Ÿ”—)
  • ๐Ÿ”ง Fixed the bug where payee search failed with apostrophes (iOS) (๐Ÿ”—)
  • ๐Ÿ”ง Removed the unused Live Activities permission (iOS)

See changelog: https://feedback.lunchmoney.app/changelog


r/lunchmoney • • 8d ago

General What gives with wacky Payee names?

3 Upvotes

For the last few days, LM is overwriting the Plaid Payee name with some random craziness.

Has anyone else noticed this?

Transactions that have been importing for months or years with no problem from the exact same details are suddenly appearing in LM with a very tangentially related merchant name for a business I have never used.

I don't think I changed any settings.... did I???


r/lunchmoney • • 9d ago

How-To & Questions When adding an amount to an account how can you budget it?

2 Upvotes

I've manually added an account and there's $2k in it. Why don't I see this in the available to budget column?


r/lunchmoney • • 12d ago

Product Updates Release #279: Lunch Money Category Template Library is live! ๐ŸŽ‰

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7 Upvotes

๐ŸŽ New Category Template Library

Looking for a starting point for your categories, or ideas for refining your current setup?

Weโ€™ve launched our new Category Template Library, which includes Lunch Moneyโ€™s starter category sets along with setups shared by our community.

Youโ€™ll find everything from simple lists of everyday expenses to detailed setups for family finances, freelance income, travel, and more. One setup even includes a dedicated category for board games!

Whether youโ€™re getting started or tweaking your existing categories, you can copy a complete setup, borrow a few categories, or just browse for ideas. The library includes instructions for importing them into Lunch Money.

Thanks to everyone who contributed! Weโ€™d love to keep growing the collection, so if you have a setup to share, youโ€™ll find submission details on the page.


r/lunchmoney • • 14d ago

General Transactions not available

2 Upvotes

Anyone not getting any work out of Lunch Money? I can only see transactions from Sunday and nothing since. Saw the other post about different (I assume international or investing) accounts not connecting, but this is just the basic function


r/lunchmoney • • 16d ago

General Account Connectivity Issues

5 Upvotes

Any one else suddenly experiencing a lot of connectivity issues?

Wealthsimple used to stay connected for weeks, this week the connection isnt even lasting 24hours

Sunlife used to connect - now will not connect at all

Not sure what changed but suddenly I am facing a lot of issues with my connectivity - I mainly rely on the IOS app and I cant relink via the app so I am logging in on a browser a lot to reconnect.


r/lunchmoney • • 23d ago

General End of year analysis ideas for New Years Resolutions?

4 Upvotes

It would be great if the app would do a year end analysis for me. I don't think it does though, so I want to do it for myself so I can set some spending/saving goals for next year. I'm thinking of doing a 50/30/20 analysis, but what else might I want to do? Does anyone else do this? Suggestions welcome!


r/lunchmoney • • 25d ago

Product Updates Release #278

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12 Upvotes

๐ŸŽ New features

โญ๏ธ Improvements

  • Downloaded transaction attachments now retain their filename (๐Ÿ”—)
  • CSV import has improved handling of formatted negative amounts, including values with en- or em-dashes or a minus sign placed after a currency symbol (๐Ÿ”—)
  • Tidied up the Bulk-Edit panel on the Transactions page for a more intuitive experience (๐Ÿ”—)
  • Updated the budget account reset and deletion flows on the Settings page for added clarity (๐Ÿ”—)

๐Ÿ”ง Bug Fixes

  • The one where newly split transactions disappeared from the Transactions table when working in a filtered view (๐Ÿ”—)
  • The one where new categories created during the Bulk-Edit flow did not get applied to transactions (๐Ÿ”—)
  • The one where the green 'reviewed' icon became unresponsive in the Transactions table when auto-review triggered after a category update (๐Ÿ”—)
  • The one where categories added via the 'Custom (Advanced)' option did not maintain the same order in which they were entered (๐Ÿ”—)
  • The one where CSV upload failed if the date in the first column used DD.MM.YYYY format (๐Ÿ”—)
  • The one where the 'Set your preferences' step during the 'Start Fresh' setup flow wasn't optimized for dark mode (๐Ÿ”—)
  • The one where access token labels on the Developers page weren't optimized for dark mode (๐Ÿ”—)

See changelog: https://feedback.lunchmoney.app/changelog


r/lunchmoney • • Sep 18 '26

How-To & Questions Why can't I figure out rollover budgeting?

7 Upvotes

So, I've watched the video tutorials for rollover budgets, but I can't seem to get it to work right for me. Either my setting seem to revert or the "reset at zero" date seems to change. I think I've cracked it for individual categories, but category groups don't seem to do what I set them to. It's all a bit of a mess.

This is my first year with lunchmoney, so I'm ready to manage some mistakes, but I want to make it work better for me in 2027 - so I'm determined to figure it out by then.

Is there maybe a tutorial I've missed? Something I can read up on a bit more? Where am I getting this wrong?


r/lunchmoney • • Sep 16 '26

Show & Tell Community Spotlight: Two years later, see what this community project has become!

11 Upvotes

Inย December 2024, we interviewed Amr, the developer behind Lunch Flow, a tool that helps Lunch Money users in the UK and Europe connect more of their banks for automatic transaction syncing.

At the time, Amr was already thinking about where the project might go next. Less than two years later, Lunch Flow supports thousands of users well beyond the UK and Europe, and Amr has left his day job to work on the business full-time. We're thrilled that a project that started with the Lunch Money Developer API has grown into something so much bigger!

Whether you're thinking about building a side project or turning an idea into a business, we caught up with Amr to learn what it took to build while working another job, how Lunch Flow evolved, and how he decided it was time to make the leap.

๐Ÿ‘‰ Read the full interview: https://lunchmoney.app/blog/2026-08-20-community-newsletter


r/lunchmoney • • Sep 05 '26

Product Discussion Lunch Money Esthetics

14 Upvotes

I just completed a mini tour of budget apps over the past few months and am back with Lunch Money as having the best mix of features and functionality for me when compared to Simplifi, Monarch, YNAB, and the new ZeroSum. For someone who was a longtime YNAB user, ZeroSum almost hooked me if not for the flexibility of Lunch Money. (Note - I do not manage my investment details in these apps - I just need the totals, so investment features were not part of my criteria).

However, one area where I think the LunchMoney team could learn some lessons is from the esthetics and organization of Zero Sum. In a nutshell, it is very simple, functional and for lack of a better word, pretty (see examples below). Perhaps it's just me but zerosum is getting a lot of praise for these aspects online so I'm not the only one to notice.

Just wanted to pass this along to the team to think about the interface and not just the functionality. UX matters.

All the best, keep up the good work.


r/lunchmoney • • Sep 04 '26

Product Updates Release #277

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13 Upvotes

๐ŸŽ New features

  • New transactions added inline in the Transactions table now default to the currency of the selected account (๐Ÿ”—)
  • You can now use the Advanced Filter to filter by currency on the Transactions page, making it easier to find and review transactions across multiple currencies (๐Ÿ”—)

โญ๏ธ Improvements

  • CSV/PDF imports where transaction dates only include month and day now default to the current year instead of 2001 (๐Ÿ”—)

๐Ÿ”ง Bug Fixes

  • The one where the projected-spending segment remained visible for subcategories in the Spending Breakdown when both "Show category groups" and "Hide projected spending and earnings" were enabled (๐Ÿ”—)
  • The one where currency changes weren't recorded in the Transaction Change History log if the amount remained unchanged (๐Ÿ”—)

See changelog: https://feedback.lunchmoney.app/changelog


r/lunchmoney • • Sep 03 '26

Product Discussion Income showing up under โ€œTop Expensive Purchasesโ€

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3 Upvotes

Hi! I have a quick question. Why does a transaction I add as income, under a category set as โ€œIncome,โ€ show up under โ€œTop Expensive Purchasesโ€? ๐Ÿค”

Itโ€™s a money inflow, so I wouldnโ€™t expect it to be counted as an expense. Am I doing something wrong when adding the transaction, or is there a setting I need to change? Thanks!


r/lunchmoney • • Sep 02 '26

Show & Tell Use bookmarklets to import transactions from banks that Plaid doesn't support

8 Upvotes

Plaid covers most institutions, but not allโ€”and when it misses one, you're left with manual entry, a monthly CSV/PDF import, or using the Developer API. I hit this with the SoFi Smart Card: Plaid syncs SoFi's checking and savings fine, but not the card, which is the account I most wanted tracked (5% back on groceries, my biggest discretionary spend).

The approach I ended up using came from Artem S (H1D), who was interviewed in the Lunch Money community newsletter back in March. He shared an open-source bookmarklet he'd written for exactly this problem.

Based on his example, I built a bookmarklet for a card I have which isn't supported by Plaid. Now that I have two cards in this category, I updated my project to work more generically. It's now designed to support multiple institutions, and is organized in a way that I hope will make it easier for other users to contribute support for banks they use.

What it actually is

A bookmarklet is a bookmark whose "URL" is a snippet of JavaScript instead of a web address. You click it while you're on a page and it does something with that page. They've been around since the 90s and need no install.

In this project we have two of them:

  1. On your bank's site, while logged in, click the **export** bookmark. It reads the transactions already on screen and downloads them as a JSON file.
  2. On Lunch Money, click the **import** bookmark, pick that file, and it posts them via the Lunch Money API.

It's two steps because most banks block pages from talking directly to other sites, which is a good thing.

"You want me to run JavaScript on my banking site?"

Fair, and you should be suspicious. What I can offer:

  • It's open source. Both files are short and readable โ€” no minification, no obfuscation, no build step hiding anything.
  • Nothing runs in the background, and it has no access to your other tabs or files โ€” it only touches the page you're looking at, only when you click it
  • The exporters can only talk to the bank's own site. An automated build check fails if an exporter references any outside URL, executes dynamic code, or writes anywhere it shouldn't. It runs on every contribution.
  • Nothing is transmitted anywhere. The export is a file that lands in your Downloads folder. The import goes to Lunch Money using your own API token, which you enter yourself and which is stored only in your browser.
  • No credentials are involved at any point. You're already logged in; it just reads the page you're looking at

What works today

  • CFNA (the Firestone card)
  • SoFi Smart Card

That's a short list because it's just the two banks I use. Transactions come in with the bank's own transaction ID attached, so re-running an import doesn't create duplicates.

Adding your bank

This is why I'm posting. An exporter is one file, and the hardest part is usually figuring out where a bank's site keeps its transaction data โ€” often there's a JSON endpoint behind the page that's much easier to work with than it sounds.

The contributing guide walks through it, and there's a template to copy. It's written for two kinds of people: developers with some JavaScript, and anyone working with an AI coding agentโ€”there's a separate runbook the agent can follow, since the split works nicely (you have the bank account; it has the patience for reverse-engineering a web page).

Free, MIT-licensed, no strings. Happy to answer questions.

If you'd like to give it a try you can find it here: https://github.com/jpjpjp/lunchmoney-bookmarklet-transaction-importers


r/lunchmoney • • Aug 28 '26

How-To & Questions Budget Month Dates

4 Upvotes

Is there a way to set the "month" to align with my credit card cycle? That is currently how I view my months. For example, August ended on August 26th. Right or wrong, that is how I have been running things and I will need to keep doing it that way for at least another month or two. Thanks!


r/lunchmoney • • Aug 28 '26

Product Discussion GBP and multi-currency capabilities

4 Upvotes

Hello all,

I am a former Mint user who wants to get back into budgeting and tracking with my partner. We are UK based but I have many US accounts and we have some EU accounts we may want to add as well.

Are there any plans to integrate UK Banks without needing Lunch Flow?

I am having a hard time wanting to pay for Lunch Money AND Lunch Flow to do this properly. I heard Plaid doesn't support UK banks but it seems to on YNAB. However on their you have to select a single currency for an account.

If anybody has seen an app that can do this lmk!


r/lunchmoney • • Aug 26 '26

How-To & Questions Splitting a lot of expenses with someone, managing payments to/from that person

3 Upvotes

I used LM a few years ago, then took a break, and now I'm trying to use it again, but I'm running into an issue.

I live with my partner, and we split all the costs. I often pay for groceries, she pays rent, and at the end of the month we settle up. I currently have a "Split transaction" category, that splits the transaction by half and excludes one half from the budget, but by doing that I lose the benefit of clearly seeing where I'm spending my money (since most transactions are in that "Split transaction" category.

In the past to fix this I've created copies of all my categories (Ex: "Food out", and "Split - Food out"), where this "Split - xxx" category splits and excludes half the expense from the budget, but it's pretty annoying to have to create all these rules and categories.

Really what I want is a way that I can add a "rule / tag / something" to a transaction that automatically splits it in half - without me having to create a different category for it.

Is there a better way to manage a lot of split categories that people are doing?


r/lunchmoney • • Aug 24 '26

Product Discussion Custom colors for Categories?

9 Upvotes

Hi everyone! Iโ€™m currently using a trial account to explore Lunch Money before deciding whether to open a real account.

I noticed that Tags have customizable colors, but I couldnโ€™t find the same option for Categories. The Category colors seem to be assigned automatically, and some of them donโ€™t really match the categories for me, which makes the interface a bit confusing visually.

Is there currently a way to change Category colors manually?

If not, I think it would be a nice feature to add in a future update. Being able to choose custom colors for Categories would make the interface much more intuitive and personalized.

Has anyone else wished for this feature?


r/lunchmoney • • Aug 23 '26

How-To & Questions New Member - Question on Interest Earned

6 Upvotes

Hello. I am setting up my new account. (Thanks to Leila and Jacob Wade from Youtube). I have a little "investment account" that is more like a savings account in my view. It has small , frequent interest earnings. How would y'all track those? Thanks


r/lunchmoney • • Aug 17 '26

Product Updates Release #276

8 Upvotes

โญ๏ธ Improvements

  • Categories in the Query Tool's bar graph, line chart, and stacked bar visualizations now display in user-defined category order (๐Ÿ”—)

๐Ÿ”ง Bug Fixes

  • The one where "Stop syncing and keep data" failed to create new manual accounts if manual accounts with the same display name already existed (๐Ÿ”—)
  • The one where bank syncing support tickets couldn't be submitted for inactive accounts (๐Ÿ”—)
  • The one where the Deduplication popup didn't have an explicit 'cancel' button (๐Ÿ”—)

See changelog: https://feedback.lunchmoney.app/changelog


r/lunchmoney • • Aug 14 '26

How-To & Questions Negative Savings Rate due to starting balance

6 Upvotes

Hello,

Wondering how I might fix my negative savings rate... I started in July with a starting balance of $7,941.96. The trends section of the app is not treating this as income and so it shows I spent more the I brought in. I am wondering how I could fix this?


r/lunchmoney • • Aug 08 '26

How-To & Questions How to get notified on app

6 Upvotes

Hey guys how does notifications work? For example I want to get notified if I go over budget but can't find this option in the web or mobile app. I searched up posts in this reddit and went over the support docs and couldn't find an answer. Any help would be appreciated.

Also I randomly heard about this app via a reddit comment and surprised its not bigger. This is a great app and I like the values of the company as well. Happy to see this used by many and stay accessible/affordable. I also like how they show their care for users/community. One of the benefits of smaller companies.