Every international student who comes to the US usually has no credit history so they almost always get a Discover card. Being African, I especially loved the African continent design. I checked in the new Capital One app and it's gone :-/

I guess this is my ride or die until it's completely done for

Now that Discover cards are being migrated over to Capital One, I feel like this is something we should be talking about more.

I've had my Discover card for years, and honestly, I barely use it anymore. It's one of my older credit accounts, so I don't want to close it, but at the same time, I don't see much reason to keep using it when there are better cards out there.

With the Capital One merger, I was actually hoping we'd finally have the option to product change our Discover cards to something like the Savor or Venture, while keeping our existing account history. But apparently, that's still not an option. And yes, I know I can just apply for a new Capital One card, but that's not the point. Why open another credit account when I already have a perfectly good one that I'd be happy to start using again if it offered better rewards?

I can't be the only one in this situation. I'm sure there are plenty of people who have held onto their Discover cards for years mainly because of their account age. I really think we should start bringing this up with Capital One. If enough of us reach out to customer service, submit feedback, and ask for product change options, maybe they'll actually consider making this a priority.

I'm not expecting every Discover card to be eligible for every Capital One product, but at least give us some options.

Anyone else feel the same way? Have any of you contacted Capital One about this? Curious what they've been telling people and whether anyone has heard about plans to allow this in the future.

I’ve noticed most of the posts are negative about the switch, but one thing I wanted to call out as a positive compared to my old Discover It card that I’ve noticed is that my cash back is now available once a purchase is final and moved from pending. I used to have to wait each month after my statement for it to update but now it’s always updating.

I haven't heard anything at all from Discover about my account moving to capital one. I also have s capital one card already, so maybe that is why?

now that discover is in the Cap1 app, are y'all going to delete the discover app?

I haven’t seen anyone else talk about this feature, but it was my FAVORITE feature that Discover offered. It helped me out tremendously when budgeting. Does anyone know if C1 offers something comparable? Any suggestions?

I have both a Discover card and C1 card. They both have pretty high credit limits ($20K) and are my largest available credit cards. Both currently have $0 balace.

I am worried they are just going to close one in the merge and my debt to avaliable credit will take a massive hit.

Anyone know what they do in this situation?

Thanks.

Hi everyone!

My Discover account was moved to Capital One a few days ago, but I understand that there's been a lot of people who've had their accounts migrated already.

I applied for a CLI earlier this month (two weeks ago) when my account was still available on the Discover website, and was denied with account migration being the reason. Now that it's been a few days after my account migration, I applied on the Capital One website and the reason I was given again is "Your request can’t be processed at this time due to account migration."

Does anyone have an idea when I'll finally be able to request a CLI successfully?

Hi all, I recently changed my Discover It card from the default blue to the gold color and I’ve tried removing and adding the card back to Apple but it still shows up as the default blue instead of gold.. does anyone know how to fix this?

So I have her login info and was going to pay off her discover card for her. I went to login today but the only MFA options are phone numbers, no emails. She can't receive calls or texts because she is overseas and does not have an overseas sim and our mobile plan doesnt have roaming. We've been communicating through whatsapp while she is connected to wifi at her hotel. Why is there no email option for MFA? This is a nightmare!

I got on a 12 month special hardship plan which means that I get the lower rate and I get my card locked. The transfer to Capital One means my Discover card is not locked anymore. I do still have my special rate through May 2027. Goodbye Discover. Time to pay you off.

I had a Discover credit card while studying in the US, but I moved to Switzerland last year and continued using the card.

A few months after moving, I noticed around $800 in fraudulent transactions. I contacted customer service, and they said they would freeze my card and send a replacement, but I never received it.

Over the following months, unauthorized transactions happened again several times. Each time, I had to contact customer service using a friend's phone in the US because I couldn't easily call from Switzerland. I reported the charges and asked for the issue to be resolved, but the problem kept recurring.

Eventually, I lost access to the app after my account was migrated to Capital One. I can no longer log in or send secure messages.

I'm worried that unauthorized charges may still be accumulating and that unpaid balances could affect my US credit history. I want to close the account completely, resolve any fraudulent balances, and make sure I'm not held responsible for charges I didn't make.

Has anyone dealt with a similar situation after moving abroad? How can I contact Capital One from Switzerland, dispute the charges, and close the account if I cannot access my online account?

I'd appreciate any advice, especially from people who have handled US credit card issues while living overseas.

C1 got rid of the Pride card design 😤

Does anyone know if you get the cashback match after one year on the $100 referral bonus? I previously had an offer "add authorized user for $50" and this shows under the "We'll give you another" section, so I was wondering if the referral bonus will show up there too.

My high-yield savings transferred over seamlessly a few months ago, but my credit card switched over this Monday but its not showing yet on my Capital One account and I checked my email to see if there was some sort of action I needed to take to activate it or something but there's nothing in my inbox. I also double checked that I'm knocked out of my Discover access and it says it's moved over. My automatic payment is supposed to be set up for this week but I'm nervous with the merge being so close there might be an issue.

I figured its only been a day so I don't want to call yet, but I am wondering, is this is happening to anyone else? Is this a big enough deal for me to call them or should I just be patient?

Is anyone else experiencing this issue after the merger? I paid off my statement balance, and the remaining balance still shows as money I owe, but it hasn’t been deducted from my available credit. For example my current balance is 90$ but available credit is 990 out of 1000

Perhaps a stupid question- this is my first credit card so maybe common sense to others. I am not getting 5% back at a restaurant that I footed the bill for. I got 5% back for another transaction that posted on the same day (that happened to be a bar that doesn’t even sell food…)

Would appreciate any insight 🙂‍↕️ should I call customer service?

Since the merger of the credit card to the Capital One app and website, I am not getting text purchase notifications. I have it set to notify me of any amount and haven't gotten anything since the changeover. Anyone else have this issue?

I prefer the old discover app. I liked the UI and I liked the layout. Also, I like how it showed my account age, easy access to my credit score, and I liked how it broke down how my credit score was divided and what affected it. I felt like they could’ve just kept the discover app instead of forcing us to all use the capital one app.

Edit: is there a way to pay the balance early on the app???

Hi Everyone,

I know many of you today who switched from Discover to Capital one is asking "How do I activate my 5% categories. Well I found out and I have screen shots you can follow.

I hope this helps everyone who were transitioned to Capital One today and want to find out how do you activate your 5% cash back.

Step 1 Click "View Rewards"
Step 2 Select your account and in this case it is "Discover it" card. (If you have a Capital One credit card it will show along with your Discover card). and then select View Account.
Step 3 It will go to your rewards page
Step 4 Below you can activate your 5% and ENJOY!

I paid the minimum due on October 5th but today October 19) I got charged a late fee. I look on the app to see if I owe any payment and it says nothing is owed at this time. This is the first late fee I was charged so it was waived but why was i charged in thr first place. Hopefully this isn't an issue with the new Capital One app.

Should I call customer service or just let this go since it was waived?

EDIT: I called and they said my minimum balance due was more than stated on the Discover app. I explained that I always pay the minimum payment due by the deadline and any extra payment separately. I also stated when I went into the app there was no payment due at this time so I was confused why I was unable to see if I owed more than the minimum amount stated. She stated that there was a possible glitch showing as they merged. The fee was waived and she also waived my interest fee for that month. So that was helpful.

Hi folks, I understand the account number will stay the same, I’m transferring money to my Discover bank account today and I’m not in the US. Can I still use the same routing number?
Here is what Discover sent recently (see above). Does that mean I can use the same numbers till 8-Nov?

Well, it's official. My Discover it card has been fully migrated to the Capital One app, and it's honestly a little sad to see the Discover app go for good.

I always liked Discover's app. It was clean, simple, easy to navigate, and just worked really well.

I know things change, but it definitely feels like the end of an era.

Anyone else feeling a little nostalgic about saying goodbye to the Discover app?