r/BorrowNew • • 20h ago

Meta Verification Enforcement

16 Upvotes

Link to the verification templates and information post here: https://www.reddit.com/r/BorrowNew/s/i1a4a42xue

Verification will be required when a lender or borrower meets or exceeds a specific activity threshold equal to three times higher than their current flair rank for lent/borrowed amounts. This is in addition to loan count/unique borrower count as specified in the above post. Please review the verification requirements thoroughly.

Example for Lenders: If a lender reaches a Gold level of activity ($5,000), they are required to submit verification for, at minimum, Bronze. If a lender reaches Sapphire-level activity ($50,000), they are required to submit verification for, at minimum, Platinum. (And so on.)

Example for Borrowers: The requirement is a bit simpler for borrowers; you must submit for, at minimum, Bronze if your borrowing level has reached Platinum ($5,000).

This measure ensures the safety of the community as a whole for lenders and borrowers alike by requiring verification at key milestones.

As the verification process has now been in place for 6 months, it is mandatory for any lenders or borrowers who fall into the above scenarios to submit for their verification within the next two weeks. The deadline for this requirement is 10/31/26.

Thank you for your participation in the r/BorrowNew community and your continued support of the processes that help award and validate legitimacy on the sub!


r/BorrowNew • • Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

41 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew • • 1h ago

Meta Verified Lenders List - For Borrowers!

• Upvotes

THIS list is NOT For Cold DMING lenders this is purely for borrowers to know who they are working with, COLD DMING lenders is bannable

https://docs.google.com/spreadsheets/d/1-fTFzf5gTF22EQaVAasIDO37x7krIP_Cw-PIgQopfHg/edit?gid=0#gid=0

i Made a list of all the verified Lenders I could find in this subreddit, I made it so borrowers could see who they are working with and who is a verified lender and who is not, (I got mods permission to post this) - If you would like to help me update this please dm me! thank you :)


r/BorrowNew • • 1h ago

Unpaid Unpaid u/10HoleDms ($30)

• Upvotes

Said he needed it for medicine. Never replied after I sent him funds. Gave him an extra day and nothing.

https://www.reddit.com/r/BorrowNew/s/dhSLymwKN7


r/BorrowNew • • 17m ago

Unpaid [UNPAID] u/notorieossss

• Upvotes

Beware. Gave her an extra 24 hours and didn’t even have the courtesy to make up a story. Just ghosted


r/BorrowNew • • 4h ago

Loan Needed [REQ] $65, PA, Repay $90 on 10/21, Paypal/Cashapp/Zelle

3 Upvotes

Hey everyone! I'm a single parent raising my son, and I misbudgeted this month. I'm looking for $75 to help cover groceries for us until next Wednesday. I can repay $100 that day. I've mostly lurked and browsed anonymously over the years so this is a little outside my comfort zone. I do have steady income and can show my latest paystubs.

I'm also hoping to build a positive borrowing history and establish trust in this community. I understand my new account may make people hesitant, but I appreciate anyone who takes the time to read my post. Thanks!


r/BorrowNew • • 25m ago

Loan Needed [REQ] ($300) - (Philadelphia, PA, USA) (Repay $400 on 10/28/2026) (Cash App)

• Upvotes

Hi everyone! I'm looking to borrow $300 through Cash App. My university financial aid refund has been delayed for over a month, which has caused me to fall behind on some bills. I've been told I should receive my refund by Friday, October 23. However, I also have a reliable source of recurring monthly income that I'll receive on October 28, so I'm able to repay $400 on October 28, regardless of whether my refund arrives. I understand I'm a first-time borrower here, and I'm willing to provide reasonable verification if needed. I'd really appreciate anyone willing to help. Thank you for your consideration


r/BorrowNew • • 26m ago

Loan Needed Req $150, OK Repay $200 on 10/22 Paypal/CashApp

• Upvotes

My bereavement pay was applied to my upcoming check instead of the one I received last week. Slightly short on electric and the rest will be used until I get paid next week


r/BorrowNew • • 54m ago

Meta Looking for advice

• Upvotes

I really hope no one is going to come and verbally beat me, but I was wondering if there was a reason why I haven’t had a new lender interested in my new request for a loan?

Please be kind. I’m just looking to learn how to move forward more successfully.

Thanks for your time and support.


r/BorrowNew • • 4h ago

Loan Needed $75, FL, repay $85 on 11/01, Paypal / Cashapp, desperately need bus ticket

3 Upvotes

Hi there, I'm in need of a bus ticket within the next week and I don't get paid until the 1st of November. I will repay on that Sunday as SOON as it comes in. Thank you.


r/BorrowNew • • 2h ago

Prearranged Loan [PRE] u/PutInfamous5952 40$ repay 65$ 10/23/26

2 Upvotes

Title


r/BorrowNew • • 3h ago

No Longer Needed [REQ] ($100-200) - (#Detroit, MI, USA), (Repay $150-250 on [Oct 29th, 2026]), (Chime, CashApp)

2 Upvotes

Hello everyone, I'm short of cash right now and I need a small loan until my Social Security check comes in. I just need some money to get some food for myself and my little brother so we can get through the week. Thank you for any help that I may be able to receive.


r/BorrowNew • • 12m ago

Loan Needed [REQ] $20- Repay $40 on 10/21 Chime & Paypal CA, USA

• Upvotes

​

Looking for a small loan for two reasons.... 1. To get started as a trusted borrower and 2. It will go straight into the gas tank which is also beneficial. I have attempted to borrow before but learned that I need to start smaller in order to establish myself. So this is my attempt. Unfortunately I only have Chime. I can also do Paypal GS. I assume 20$ is worth getting to know who someone is


r/BorrowNew • • 12m ago

Loan Needed (REQ) $100 -MA- to Repay $150 by 10/25/2026. For food this week. PayPal Chime or Zelle.

• Upvotes

r/BorrowNew • • 31m ago

Loan Needed $175, Massachusetts, Repay $230 on 10/22, PayPal, Zelle, Venmo

• Upvotes

Hi I'm looking to borrow $175 to pay for a portion of my car note so my car doesn’t get repossessed. I understand this is my first time borrow and I'm more than happy to show proof of verifiable income. Thank you for your consideration


r/BorrowNew • • 4h ago

Prearranged Loan [PRE] with u/Logistix1 $550 repay $650 10/23/26 Paypal

2 Upvotes

r/BorrowNew • • 38m ago

Loan Needed £20 borrow manchester until tuesday october 20th. Pay 20 back. Monzo transfer. Money is to travel to work

• Upvotes

Has anybody got £20 i can borrow until tuesday as i get a bit of money on tuesday so can pay the 20 back


r/BorrowNew • • 40m ago

Loan Needed $70, SC, Repay $100 on 11/01, Cash App, Urgent care visit after a fall

• Upvotes

Hi everyone.

I’m looking to borrow $70 to cover the remaining cost of an urgent care visit after I slipped and injured my head. I have a contusion and a cut that may need 5–7 stitches.

I’ve already paid about half the cost but am short on the rest. I can repay $100 on OR before November 1 through Cash App. I’d appreciate anyone willing to help cover the remaining amount.

Thank you. 🙏


r/BorrowNew • • 40m ago

Loan Needed Borrow $80 CAD (MB) to pay back $90 on Oct 27th via E-transfer or PayPal

• Upvotes

Hello! I am in need of $80 to help with our car insurance payment on Monday. Would appreciate any help <3

Thank you!


r/BorrowNew • • 8h ago

Unpaid Unpaid u/BluejayFlamingo [$92]

Thumbnail reddit.com
4 Upvotes

Unfortunately u/BluejayFlamingo has gone into default after borrowing $92 with a expected payback on October 02. He has since ghosted me after multiple attempts to resolve the matter.

https://www.reddit.com/r/BorrowNew/comments/1wtaybb/in_need_of_a_96_dollar_loan_for_amtrak_ticket/?share_id=x-JLzvQTXfxbguNzWPHmK&utm_content=2&utm_medium=android_app&utm_name=androidcss&utm_source=share&utm_term=1


r/BorrowNew • • 48m ago

Loan Needed (Req) 60, Pay back 80 11-1-26, NY, Cashapp

• Upvotes

Text if can, Will give persobal info for trust, my cashapp is my name , dm if willing


r/BorrowNew • • 48m ago

Loan Needed $150, repay $200 cashapp/venmo on payday looking to borrow Groceries and gas until payday.

• Upvotes

An unexpected emergency took a big chunk of my paycheck, used nearly half my paycheck to handle it, then paid rent with the rest. Now I’m short on groceries and gas until payday. Can provide proof of income if needed.


r/BorrowNew • • 49m ago

Loan Needed 80$, NY, Repay 100$ 10/21. Paypal. Need money for food/transportation.

• Upvotes

r/BorrowNew • • 1h ago

Loan Needed Req of $50. Repay $65 on 10/23. FL. Paypal or venmo

• Upvotes

Car battery went out on me today. I could use help getting me to payday.


r/BorrowNew • • 4h ago

Prearranged Loan [PRE] with u/Major-Abalone4079 $50 loan with repayment of $65 on 10/22/26, CashApp

2 Upvotes

[PRE] with [u/Major-Abalone4079](u/Major-Abalone4079) $50 loan with repayment of $65 on 10/22/26, CashApp